Skip to content
By using Twitter’s services you agree to our Cookies Use. We and our partners operate globally and use cookies, including for analytics, personalisation, and ads.
  • Home Home Home, current page.
  • About

Saved searches

  • Remove
  • In this conversation
    Verified accountProtected Tweets @
Suggested users
  • Verified accountProtected Tweets @
  • Verified accountProtected Tweets @
  • Language: English
    • Bahasa Indonesia
    • Bahasa Melayu
    • Català
    • Čeština
    • Dansk
    • Deutsch
    • English UK
    • Español
    • Filipino
    • Français
    • Hrvatski
    • Italiano
    • Magyar
    • Nederlands
    • Norsk
    • Polski
    • Português
    • Română
    • Slovenčina
    • Suomi
    • Svenska
    • Tiếng Việt
    • Türkçe
    • Ελληνικά
    • Български език
    • Русский
    • Српски
    • Українська мова
    • עִבְרִית
    • العربية
    • فارسی
    • मराठी
    • हिन्दी
    • বাংলা
    • ગુજરાતી
    • தமிழ்
    • ಕನ್ನಡ
    • ภาษาไทย
    • 한국어
    • 日本語
    • 简体中文
    • 繁體中文
  • Have an account? Log in
    Have an account?
    · Forgot password?

    New to Twitter?
    Sign up
AustenAllred's profile
Austen Allred
Austen Allred
Austen Allred
Verified account
@AustenAllred

Tweets

Austen AllredVerified account

@AustenAllred

CEO @LambdaSchool (YC S17): A CS education that's free until you get a job. I have made remarks that I do not agree with.

San Francisco, CA
lambdaschool.com
Joined December 2010

Tweets

  • © 2018 Twitter
  • About
  • Help Center
  • Terms
  • Privacy policy
  • Cookies
  • Ads info
Dismiss
Previous
Next

Go to a person's profile

Saved searches

  • Remove
  • In this conversation
    Verified accountProtected Tweets @
Suggested users
  • Verified accountProtected Tweets @
  • Verified accountProtected Tweets @

Promote this Tweet

Block

  • Tweet with a location

    You can add location information to your Tweets, such as your city or precise location, from the web and via third-party applications. You always have the option to delete your Tweet location history. Learn more

    Your lists

    Create a new list


    Under 100 characters, optional

    Privacy

    Copy link to Tweet

    Embed this Tweet

    Embed this Video

    Add this Tweet to your website by copying the code below. Learn more

    Add this video to your website by copying the code below. Learn more

    Hmm, there was a problem reaching the server.

    By embedding Twitter content in your website or app, you are agreeing to the Twitter Developer Agreement and Developer Policy.

    Preview

    Why you're seeing this ad

    Log in to Twitter

    · Forgot password?
    Don't have an account? Sign up »

    Sign up for Twitter

    Not on Twitter? Sign up, tune into the things you care about, and get updates as they happen.

    Sign up
    Have an account? Log in »

    Two-way (sending and receiving) short codes:

    Country Code For customers of
    United States 40404 (any)
    Canada 21212 (any)
    United Kingdom 86444 Vodafone, Orange, 3, O2
    Brazil 40404 Nextel, TIM
    Haiti 40404 Digicel, Voila
    Ireland 51210 Vodafone, O2
    India 53000 Bharti Airtel, Videocon, Reliance
    Indonesia 89887 AXIS, 3, Telkomsel, Indosat, XL Axiata
    Italy 4880804 Wind
    3424486444 Vodafone
    » See SMS short codes for other countries

    Confirmation

     

    Welcome home!

    This timeline is where you’ll spend most of your time, getting instant updates about what matters to you.

    Tweets not working for you?

    Hover over the profile pic and click the Following button to unfollow any account.

    Say a lot with a little

    When you see a Tweet you love, tap the heart — it lets the person who wrote it know you shared the love.

    Spread the word

    The fastest way to share someone else’s Tweet with your followers is with a Retweet. Tap the icon to send it instantly.

    Join the conversation

    Add your thoughts about any Tweet with a Reply. Find a topic you’re passionate about, and jump right in.

    Learn the latest

    Get instant insight into what people are talking about now.

    Get more of what you love

    Follow more accounts to get instant updates about topics you care about.

    Find what's happening

    See the latest conversations about any topic instantly.

    Never miss a Moment

    Catch up instantly on the best stories happening as they unfold.

    1. Austen Allred‏Verified account @AustenAllred 16 Nov 2017

      Serious question: If I wanted to buy 10% of your income for the next 10 years (let's assume this was possible pre-tax), how much would you charge me in up-front cash for that?

      23 replies 0 retweets 22 likes
      Show this thread
    2. Brady Lester‏ @blester_MS 16 Nov 2017
      Replying to @AustenAllred

      I would charge you the total plus 2.5% cost of capital paid semi-annually.

      1 reply 0 retweets 0 likes
    3. Austen Allred‏Verified account @AustenAllred 16 Nov 2017
      Replying to @blester_MS

      What is the total? Just your current income * 10?

      1 reply 0 retweets 1 like
    4. Brady Lester‏ @blester_MS 16 Nov 2017
      Replying to @AustenAllred

      Yes. However I’m assuming your question has relevance to @LambdaSchool and the 10% would come from my income on an annual basis correct?

      1 reply 0 retweets 0 likes
    5. Austen Allred‏Verified account @AustenAllred 16 Nov 2017
      Replying to @blester_MS @LambdaSchool

      Only vaguely related

      1 reply 0 retweets 1 like
    6. Brady Lester‏ @blester_MS 16 Nov 2017
      Replying to @AustenAllred @LambdaSchool

      If you wanted 10% of my income for the next 10 years up front, I would charge you 2.5% maybe 3% interest for cost of capital semi-annually then expect the principal at the end. I would stay that low on the interest because I am protected if my income increases.

      1 reply 0 retweets 0 likes
    7. Brady Lester‏ @blester_MS 16 Nov 2017
      Replying to @blester_MS @AustenAllred @LambdaSchool

      No one would charge an upfront amount to borrow 10% of their income times 10. You are open to inflationary risks taking an upfront payment.

      1 reply 0 retweets 0 likes
      Austen Allred‏Verified account @AustenAllred 16 Nov 2017
      Replying to @blester_MS @LambdaSchool

      So basically you'd take the bet that your salary isn't going to increase much

      11:24 AM - 16 Nov 2017
      1 reply 0 retweets 0 likes
        1. New conversation
        2. Brady Lester‏ @blester_MS 16 Nov 2017
          Replying to @AustenAllred @LambdaSchool

          The opposite. I know my salary will increase over 10 years so I would rather give you all 10% up front not over 10 years. That protects any wage increases I receive from you, the borrower.

          1 reply 0 retweets 0 likes
        3. Austen Allred‏Verified account @AustenAllred 16 Nov 2017
          Replying to @blester_MS @LambdaSchool

          No you have it backwards. I'm writing a check to you. Today. In exchange for 10% of your future earnings. How big does that check have to be?

          1 reply 0 retweets 0 likes
        4. Brady Lester‏ @blester_MS 16 Nov 2017
          Replying to @AustenAllred @LambdaSchool

          Oh ok, I apologize. I would calculate, to the best of my ability, the present value of those future earnings at the 10 year US bond rate. Assume you get a total of 100k over 10 years from me. I would charge you about 78k.

          0 replies 0 retweets 0 likes
        5. End of conversation

      Loading seems to be taking a while.

      Twitter may be over capacity or experiencing a momentary hiccup. Try again or visit Twitter Status for more information.

        Promoted Tweet

        false

        • © 2018 Twitter
        • About
        • Help Center
        • Terms
        • Privacy policy
        • Cookies
        • Ads info