How many working Americans can afford to put $18,000 in their 401(k) accts per year? Seems like very few. Why NOT cap it at a lower number?
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I have put away more than that post-tax making $100k with $2500/month in rent.
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Well said brother!
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Agree with Austen. At 55 people have worked long & hard, and $1500 is less than a mortgage for most. Kids are out of college & life slows.
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