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AustenAllred's profile
Austen Allred
Austen Allred
Austen Allred
Verified account
@AustenAllred

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Austen AllredVerified account

@AustenAllred

CEO @LambdaSchool (YC S17): A CS education that's free until you get a job. I have made remarks that I do not agree with.

San Francisco, CA
lambdaschool.com
Joined December 2010

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    Austen Allred‏Verified account @AustenAllred Jun 17

    Every so often I’ll just report a credit card lost/stolen and only replace the billing info of the stuff I really need. One click to cancel all recurring payments.

    9:43 PM - 17 Jun 2018
    • 10 Retweets
    • 118 Likes
    • Melanie R.E. Wildman 🇨🇦 Gabino Duran Vin Clancy Paul Pajo #Insulin4All {#HODL} Spencer Schneier Nate Clockwork OJ Mark Sadowski Fabian Flatz
    14 replies 10 retweets 118 likes
      1. New conversation
      2. Patrick McKenzie‏ @patio11 Jun 17
        Replying to @AustenAllred

        I feel like I'm professionally obligated to mention: 1) This will not actually stop all recurring payments because your bank may have business relationships where they tell a party in the value chain your new number to save you the trouble of re-entering it. 2) Contracts.

        1 reply 0 retweets 33 likes
      3. Patrick McKenzie‏ @patio11 Jun 17
        Replying to @patio11 @AustenAllred

        While some businesses make the decision to unilaterally terminate a business relationship for non-payment and then write off the uncollected invoices, this is not the only thing which contract law supports. You might, for example, be obligated to give notice.

        1 reply 0 retweets 6 likes
      4. Patrick McKenzie‏ @patio11 Jun 17
        Replying to @patio11 @AustenAllred

        Some businesses are *very aggressive* about collecting invoices which they issued prior to you giving notice, including e.g. sending them to a collections agency, dinging your credit, etc etc. (There exist gym brands notorious for this, among others.)

        0 replies 0 retweets 15 likes
      5. End of conversation
      1. New conversation
      2. Ryan Holdaway‏ @Ryan_Holdaway Jun 17
        Replying to @AustenAllred

        There used to be a SF startup called @final that had an app for spinning up one time use and merchant locked CC numbers that you could turn on and off in app. Was hella convenient… But they died :(

        2 replies 0 retweets 4 likes
      3. Hardik Patel‏ @hardikp Jun 18
        Replying to @Ryan_Holdaway @AustenAllred @final

        I believe @PrivacyHQ offers the same.

        1 reply 0 retweets 1 like
      4. Privacy‏Verified account @PrivacyHQ Jun 18
        Replying to @hardikp @Ryan_Holdaway and

        pic.twitter.com/s9TE6ZI915

        0 replies 0 retweets 3 likes
      5. End of conversation
      1. Glenn Hull‏ @glennhull95 Jun 17
        Replying to @AustenAllred

        I've used @ask_trim before and liked it a lot. They show your subscriptions and automatically cancel (some) of them for you by just clicking a button

        0 replies 1 retweet 3 likes
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      1. New conversation
      2. Calvin Chu‏ @radicalvin Jun 17
        Replying to @AustenAllred

        Austen check out http://privacy.com  - then can create cards specifically for online payments so you don't have to worry about the ones you don't need :)

        1 reply 0 retweets 4 likes
      3. Joe Brown‏ @cuhpajo Jun 18
        Replying to @radicalvin @AustenAllred

        +1 for Privacy. And they just added a beta for cash back I believe.

        0 replies 0 retweets 1 like
      4. End of conversation
      1. New conversation
      2. Jamon Holmgren‏ @jamonholmgren Jun 17
        Replying to @AustenAllred

        Does that ding your credit? I reported a credit card lost/stolen and one of my monitoring services pinged me.

        1 reply 0 retweets 1 like
      3. Sina Hamedian  🦃‏ @sina Jun 17
        Replying to @jamonholmgren @AustenAllred

        Nope! Only if they pull your credit report again for some inexplicable reason (or if you forgot to pay).

        0 replies 0 retweets 3 likes
      4. End of conversation
      1. Matthew Keys‏Verified account @MatthewKeysLive Jun 18
        Replying to @AustenAllred

        Isn’t that fraudulent?

        0 replies 0 retweets 2 likes
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      1. maram‏ @maramesque Jun 17
        Replying to @AustenAllred

        sometimes it doesn't work...some companies will still be able to charge your new card...

        0 replies 0 retweets 2 likes
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      1. simitpatel‏ @simitpatel Jun 17
        Replying to @AustenAllred

        This definitely does not work all the time and more and more companies are figuring out how to keep billing

        0 replies 0 retweets 1 like
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      1. Sina Hamedian  🦃‏ @sina Jun 17
        Replying to @AustenAllred

        Sometimes recurring charges can go through (if the bank knows you have a recurring relationship with the store). The absolute best way to weed out recurring payments is still to just go through your statement and manually cancel what you don't need.

        0 replies 0 retweets 1 like
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      1. Ryan Lackey‏ @octal Jun 18
        Replying to @AustenAllred

        Doesn't stop all billing.

        0 replies 0 retweets 0 likes
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      1. Hannah Kirchner‏ @HannahKaye Jun 17
        Replying to @AustenAllred

        Hmmm I just go through my subscriptions on my phone and ruthlessly edit...

        0 replies 0 retweets 0 likes
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      1. Calvin Chu‏ @radicalvin Jun 17
        Replying to @AustenAllred

        though I llike your sanity hack a lot :)

        0 replies 0 retweets 0 likes
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      1. Josh Thanksgiving Dance 🍁 🌽  🦃 🧣 🍽️‏ @JoshDance Jun 17
        Replying to @AustenAllred

        except when @stripe auto switches the cards sometimes.

        0 replies 0 retweets 0 likes
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      1. Super Zero‏ @superzero_ Jun 17
        Replying to @AustenAllred

        U mean u purposely report it lost to stop recurring billing etc?

        0 replies 0 retweets 0 likes
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