In the last couple of years “I’ll just carry cash so I don’t have to futz around with cards” has started to be problematic.
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And it's not just the surveillance aspect, it's just more expensive to pay with a card when you're abroad
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I ran some numbers when I was in Hong Kong 2 weeks ago. I was getting 3-4% in card fees or exchange rates regardless.pic.twitter.com/bmPHC4ugXW
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When I was in Sweden Lloyds was systematically taking one pound for every single transaction (so when you buy gums for less than a pound...)
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Not sure if they do that everywhere. It was the first time I noticed
End of conversation
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