@dragonnDev @briggsl PIN shifts liability to cardholder, though it can always be intercepted by skimmers, signature liability is different
@briggsl @dragonnDev the issues in US were driven by magstripe fallback, nothing to do with Chip & Signature
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@briggsl @dragonnDev also Chip & PIN liability cases towards customers are a fact, can't really disagree with thoseThanks. Twitter will use this to make your timeline better. UndoUndo
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@briggsl @dragonnDev if your card is stolen in EU your PIN will be used against youThanks. Twitter will use this to make your timeline better. UndoUndo
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@AndreaBarisani @dragonnDev yes, fraud happens with chip and pin, it's not perfect, buts it's a vast statistical improvement -
@briggsl @dragonnDev the vast statistical improvement is brought by Chip and not PIN as the main issue is magstripe cloning -
@briggsl @dragonnDev we can use stolen EMV cards with PIN 1234 as of few months ago, and it is really complex to claim those frauds -
@AndreaBarisani @dragonnDev you have absolutely not ability to make you point when you claim the pin is 1234. Provide some data -
@briggsl @dragonnDev we tested it, check Cambridge research + ours - End of conversation
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@AndreaBarisani @dragonnDev so why is the US such a hotbed for fraud? It's not a coincidence. -
@briggsl @dragonnDev magstripe
End of conversation
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