Advice from the rich to the poor comes in two forms: "Have you tried selling your Bentley?" and "Have you tried sawing off your arms and legs and selling them for spare change on the black market?"
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The truth is that there's no one rational way to manage money/resources, managing money and resources effectively is relative to the amount and types of both that you have, and doing so effectively as a street level poor person closely resembles gambling.
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This is huge because it reveals that what rich people can be counted on not to know is that money strategies for a rational actor are predictable, variable, and ineffectual/exploitable relative to class position. Perhaps not in a Marxist sense, but in a more mathematical way.
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It's not that I don't believe there are core valid insights to the philosophies of capitalism, but the words and actions of rich people, closely examined, always subtly undermine the plausibility of these philosophies. As for what to replace them with I have no idea however.
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