The Legendary Dragon Alephwyr, named Alephwyr, BA

In how people are barred from access to healthcare or housing and sentenced to die as a result. The decision is being made by those with control over their resources, and people who don't have money's preferences aren't taken into account.

Maybe for you all of this is a desirable state of affairs, probably because you are a person who controls a lot of resources or has some hope that you will be one of the few who wins the lottery of this system and you don't care that much about other people

But for me this seems pretty bad, and it is clear that by making decisions in a more democratic way this could all be avoided, and so most people's lives dramatically improved.

I've been homeless about six times despite having six degrees (working on a seventh). I don't consider the problems you speak of to be the fault of capitalism.

We could easily build and make available homes for everyone who needed one. It's just that homeless people's preferences aren't taken into account in how we allocate our productive resources.

It's not even always a matter of building those homes, but just who we give them to. In LA, for example there are about 110k empty housing units and about 23k people without homes. We prioritize building homes for people who don't need them above building homes for people who do.

Seems more the fault of regulation, NIMBYs, etc imho

How do you mean? We already have built enough homes in LA for everyone to have one, they were just given to people who didn't need them.