Feudalism is probably superior to most forms of tribalism. Capitalism is probably superior to most forms of feudalism. If you have something better in mind, the onus is on you to prove it, in theory or in practice. I'm not confident anyone has done so in either case.
I've been homeless about six times despite having six degrees (working on a seventh). I don't consider the problems you speak of to be the fault of capitalism.
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We could easily build and make available homes for everyone who needed one. It's just that homeless people's preferences aren't taken into account in how we allocate our productive resources.
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It's not even always a matter of building those homes, but just who we give them to. In LA, for example there are about 110k empty housing units and about 23k people without homes. We prioritize building homes for people who don't need them above building homes for people who do.
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