It is not inherently exploitation but it can be. Any non-necessity, this is valid. But the second you talk about the essentials -- food, water, shelter, medical care -- the scales tip completely to the provider and against the requester.
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If you voluntarily make an exchange with someone else, both of you gain value; both of you would prefer to have what you got from the trade more than what you lost.
This isnt exploitation, trade isnt zero sum. Billions of these little value gains are what civilization is made of!
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