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The alternative to it being illegal is what it is right now: hundreds of scam coins with wildly fluctuating values making them impossible to use as currency, with absolutely *no* safety to using them at all. Theft, fraud, and scam built in as features.
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I'd love a future where crypto payments are used for most things, and we no longer have to deal with credit card processing fees or financial institutions having deplatforming power. But crypto as a replacement will probably end up being illegal, because we live in crazytown twitter.com/MoneyTelegraph…
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Taking that risk for yourself is one thing, taking it for hundreds of millions of other people who don't have your understanding of this technology is another. Even infosec experts sometimes fall for well crafted payment systems fraud. And that's just the security prob with it.