That models based on "logical human behavior" may be somewhat useful but shouldn't be taken as a governing law because models have limits and often people will choose the three jetskis over personal investmenthttps://twitter.com/Aella_Girl/status/1210707850789449728 …
but choosing three jetskis is still pumping money into the people who designed and built those jetskis and the workers who are transporting the jetskis and the workers who maintain your jetskis
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Even Adam Smith defined work as useless and useful.
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Money needs to circulate or die
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