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Prikvačeni tweetHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi
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Decide what you stand for. And then stand for it all the time.https://twitter.com/jamesallworth/status/1224133665694683136 …
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Abi proslijedio/la je Tweet
Two of the biggest misconceptions in health, performance, and well-being: 1) Simple means easy 2) Complex means effective Simple stuff that actually works is often very hard. This is why so many people sell (and buy into) complex stuff, which is usually a bunch of baloney.
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Abi proslijedio/la je Tweet
this video went from being empowering and endearing just to downright heartbreaking... rip gianna and kobe
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“I don't want to be the next Michael Jordan, I only want to be Kobe Bryant.” RIP Kobe Bryant. What a life.
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Abi proslijedio/la je Tweet
Consistency is key. There is no secret. Find a program you trust. Follow it. Remember: The progress you see isn't always linear; but what you're working on is working on you. When you fail pull yourself up by the bootstraps, but do it without judgment and with self-compassion.
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Abi proslijedio/la je Tweet
This is my favorite Kobe Bryant story. May we carry the torch of his hustle, passion, and incredible work ethic. Rest in peace, Kobe.pic.twitter.com/XgFUGl7mo8
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You can see a summary of the result and read on here: https://inudgeyou.com/en/financial-nudge-the-classic-example-of-save-more-tomorrow/ … 9/9pic.twitter.com/4l4vFMY2pu
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Furthermore, the SMarT plan group continued to increase their savings rate, so that by the fourth pay raise, their savings rate averaged at 13.6, while the people who had accepted the financial consultants advice, had actually decreased their savings rate to 8.8." 8/9
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162 of the 207 employees joined the SMarT plan. For the first group the average savings rate percentage was raised from 4.4 to 9.1 by the first pay raise. The SMarT plan group increased their savings rate from 3.3 to 6.5 at the first pay raise. 7/9
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To the 207 who refused the recommended savings rate, the consultant offered the SMarT plan as an alternative. In this plan, the employees savings rate would increase by 3 percentage points per pay raise, the next one being scheduled four months from then. 6/9
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The results of the original Save More Tomorrow (SMarT) program were great. 286 employees met with a financial consultant, who recommended a new savings rate, based on what the employees found economically possible, and what the software recommended. 5/9
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3. Keep people enrolled in Save More Tomorrow. This makes good use of inertia, the tendency to do nothing or to remain unchanged. 4/9
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2. Tie increased saving to future pay raises, minimising loss aversion. Loss aversion refers to the tendency to feel losses twice as much as gains. People don't lose anything when they save more after a pay raise. Up can do this, they know when we get paid. 3/9
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1. Ask people to commit to saving more in the future. This helps overcome present bias. Present bias refers to the tendency for us to give stronger weight to payoffs that are closer to the present time when considering trade-offs. 2/9
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On this topic, something I would love to see from
@up_banking/@anson is an implementation of Save More Tomorrow. The basic premise is that you 1/9Prikaži ovu nitHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
How to automate your personal finances in Australia with
@up_banking,@SpaceshipAU and@Sunsuperhttps://abi.substack.com/p/how-to-automate-your-personal-finances …Prikaži ovu nitHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
“I had thought the destination was what was important, but it turned out it was the journey.” Rest In Peace Clayton Christensen.
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Dear
#LazyWeb, are there any good books on Dyson?Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Very cool to see two worlds collide with
@John_Kavanagh talking about@ScottAdamsSays Goals vs. Systems and Bill Walsh's The Score Takes Care of Itself.Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
After donating to the
#AustralianBushfiresDisaster, consider living carbon neutral with@project_wren. I've offset 2.85 tons of carbon in 50 days, equivalent to:
Walking 11354 kilometres.
3.0 flights from LA to Paris.
Planting 131 pine trees.https://projectwren.com/ Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi
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