Financial services impose a pretty ridiculous set of acrobatics on people, this stuff could be radically simpler. Eventually people are just gonna start using abstractions over this idiocy and it'll burn through much of the banking system.
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Mobile deposits have heightened the absurdity of our archaic banking infrastructure.
1. Someone pulls out a checkbook
2. Scribbles on a check
3. Hands it to you
4. You take pictures of both sides of the check
5. You send those pics to your bank via an app
6. Now you have money
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