WiltsIFA
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Your pension plan should be with a financially strong organisation so that you can rest assured that it is safe & properly managed.
6:31 AM Dec 11th
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Avoid any pension plans that have high set up costs or exit penalties if you decide to transfer your pension fund elsewhere or retire early.
6:28 AM Dec 11th
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Make sure that you choose a pension plan with low management charges so that your contributions can work hard for you.
6:27 AM Dec 11th
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You may need to access monies ahead of your anticipated retirement age. An Individual Savings Account (ISA) maybe more suitable for you.
6:27 AM Dec 11th
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Find out if your employer (if you have one) has a pension plan to which they will contribute
6:22 AM Dec 11th
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Before you start planning for retirement, make sure that you have a good plan to repay any debt that you have.
6:20 AM Dec 11th
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Investors with no income can still contribute up to £3,600 gross each year into a pension and receive basic rate income tax relief.
11:17 AM Dec 6th
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From 6th April 2010 the minimum age at which you can access pension benefits goes up to age 55.
11:14 AM Dec 6th
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Use Pensions and ISAs to create a total retirement fund,with the right balance of tax breaks (but access restrictions) & easy access.
11:11 AM Dec 6th
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Pensions and ISAs are two very different tax-wrappers used for retirement planning, but they do share some similarities.
11:08 AM Dec 6th
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Your chosen pension plan should allow you to access valuations online any time, and one that offers a wide choice of investment funds.
10:13 AM Dec 6th
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Pensions remain an important retirement planning tool offering valuable tax relief & a tax efficient environment where your money can grow
10:10 AM Dec 6th
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The Pensions Act brings massive new responsibilities for Employers to introduce compulsory pensions by 2012 increasing costs significantly
4:44 AM Nov 24th
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Employers who don't have a pension scheme, or don't have schemes covering all of their workforce, need to introduce provision by 2012
3:14 AM Nov 24th
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From 2012, employers will need to automatically enrol most staff in a pension scheme & pay a contribution of 3% for those who remain members
3:12 AM Nov 24th
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Worryingly, nearly a quarter of people believe they will still have debts to pay off when they are pensioners seperate to a mortgage say AXA
6:31 AM Nov 7th
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The majority of Britons are expecting to rely on state pension in their retirement, 64 per cent say they will use it to support them
6:30 AM Nov 7th
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Britain sits at bottom of the G7 class when it comes to state pension provision, according to research by Axa.
6:27 AM Nov 7th
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Nearly half of Scottish households have no savings or investments, according to a report from Aegon Scottish Equitable.
6:25 AM Nov 7th
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"We risk heading past the point of no return for many people in this country who may be left living on the very minimum in retirement." AXA
1:42 AM Nov 4th
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- Name Mark Harrington
- Location Wiltshire UK
- Web http://www.MHarri...
- Bio Independent Financial Adviser providing holistic financial planning and advice,specialising in Pensions and Investments
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