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NickTimiraos

  1. How much did rising home equity mask increased student loan debt during last decade? A lot of helocs funded college educations.
  2. Do hot real estate agents get you a better sale price? andrewsullivan.thedailybeast.com/2012/04/a-hot-…
  3. ASU's Orr: At current sales rate, it'd take 21 days to sell all Phoenix sf homes listed for sale under $250K that aren't under contract
  4. ASU's Mike Orr: Phoenix home sales fell in April from one year ago because there weren't enough homes to buy. Market is "very unbalanced"
  5. It is going to be two years since Dodd-Frank was passed and very little to show for it on both the QM and QRM
  6. CFPB asks for more public comment on QM rule, which won't be finalized until later this year consumerfinance.gov/pressreleases/…
  7. NY Fed: Student loan debt up 8% from one year ago, to $904 billion on.wsj.com/LNa9JT No more helocs. #wsj
  8. Coburn: We're not going to subsidize flood insurance for second homes on.wsj.com/KLS5yr
  9. Refinancing is driving bigger bank profits as competition eases on.wsj.com/JT2o0b
  10. Question: how does an unauthorized video make it on air? online.wsj.com/article/SB1000… I could understand an unauthorized tweet, but a video?
  11. Freddie Mac: The 15-year mortgage carried an average rate of 2.97% this week, a new low. The 30-year fell to 3.75%, also a record.
  12. Why more Fed easing looks less likely now, despite Europe's turmoil on.wsj.com/LJIPwd
  13. Today's pending home sales report shows that people want to buy at the bottom, but not sell. Low inventory is going to curb sales #wsj
  14. Boston Fed's Rosengren: My enthusiasm for a housing recovery is moderated by evidence of tight credit, high foreclosures & negative equity
  15. From @calculatedrisk's Bill McBride: Housing has reached the inflection point finance.yahoo.com/blogs/the-exch…
  16. The 10-year Treasury is at 1.63%. How long before a 3.5% 30-year fixed-rate mortgage?
  17. Remember a couple months ago when everyone got worried about an unexpected rise in interest rates? Me neither.