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LenderStreet

  1. Homeowners, contractors, realtors please help #OperationLaunchpad #startup team find some answers: QUICK SURVEY surveymonkey.com/s/T36JQTX
  2. Homeowners, realtors, contractors! Please take a moment to do a QUICK SURVEY re: home history, Flypped needs answers ow.ly/7SkW3
  3. Homeowners, realtors, contractors! Please take a moment to do a QUICK SURVEY re: home history, Flypped needs answers ow.ly/7S6R0
  4. Homeowners, realtors, contractors! Please take a moment to do a QUICK SURVEY re: home history, Flypped needs answers ow.ly/7S6jA
  5. Shopping for a mortgage on a fluctuating income? An adjustable-rate mortgage could be a good bet for you.
  6. Shopping for a mortgage? When you receive an estimate, remember, it is just that – an estimate. The amount could change.
  7. Shopping for a mortgage? Find out what your loan officer specializes in, and find one who meets your needs.
  8. Shopping for a mortgage? Try not to be in a hurry to get a loan. Research everything and make an educated decision.
  9. Shopping for a mortgage? Lock-ins can protect you from rate increases while your loan is being processed - unless the rates fall.
  10. Shopping for a mortgage? When buying a home, remember to shop around, to compare costs and terms, and to negotiate for the best deal.
  11. Shopping for a mortgage? Once you are satisfied with the terms you have negotiated, obtain a written lock-in from the lender or broker.
  12. Shopping for a mortgage? Ask the lender or broker to waive or reduce one or more of its fees or agree to a lower rate or fewer points.
  13. Shopping for a mortgage? Points are lender fees and are often linked to the interest rate; the more points you pay, the lower the rate.
  14. Shopping for a mortgage? Some fees are paid when you apply for a loan (like application and appraisal fees), and others are paid at closing.
  15. Shopping for a mortgage? Ask for points to be quoted to you as a dollar amount so that you will actually know how much you will have to pay.
  16. Shopping for a mortgage? If the rate quoted is for an adjustable-rate loan, ask how your rate and loan payment will vary.
  17. Shopping for a mortgage? Keep in mind that when interest rates for adjustable-rate loans go up, generally so does the monthly payment.
  18. Shopping for a mortgage? Ask each lender and broker whether the rates being quoted are the lowest for that day or week.
  19. Shopping for a mortgage? Compare all the costs involved. Shopping, comparing, and negotiating may save you thousands of dollars.
  20. Shopping for a mortgage? A mortgage is a product, just like a car, so the price and terms may be negotiable.