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JavelinStrategy

  1. iSip: mFoundry gives iPhone/iTouch users a way to pay at 16 Starbucks in Silicon Valley and Seattle. http://tinyurl.com/yca2crc
  2. Elizabeth Warren's message to financial industry: "If you can’t explain it, you can’t sell it." Bloomberg profile http://tinyurl.com/yzub7x9
  3. "Why overdraft rules could be a boon for alerts and PFM tools," a Javelin blog by Mark Schwanhausser. http://tinyurl.com/ye42kpa
  4. "American Express acquires Revolution Money," Javelin blog by Jim Van Dyke. http://tinyurl.com/ygtpgd8
  5. Link to GAO report on interchange impact on consumers: http://tinyurl.com/yk7vr9d
  6. GAO: "Consumers also might face higher card use costs if issuers raised other fees or interest rates to compensate for lost interchange"
  7. New GAO report: "Rising Interchange Fees Have Increased Costs for Merchants, but Options for Reducing Fees Pose Challenges"
  8. is working on a green-banking report that will examine the banking industry's faltering efforts to convert consumers to e-statements.
  9. Now available to subscribers: "2009 Financial Alerts Forecast: Alerts Remain Highly Valued, but Consumer Adoption Slows Due to..."
  10. just released 2009 Javelin Mobile-Banking Scorecard, find out more at: http://tinyurl.com/yjnehlp
  11. They want to know where they stand and where they're going to stand. by definition, mobile should serve up real-time data + always-on access
  12. @ivantohelpyou Real-time data is more important than ever. Not only to avoid unnecessary overdraft fees, but because consumers expect it.
  13. Thanks for the invitation to join the town hall fun! #DITownHall
  14. This is a time when regional banks and credit unions can close the gap (online/mobile, etc.) with the giant banks. Be assertive. #DITownHall
  15. Re: regulation. The Reagan era of deregulation is over. Banks have no choice but to be proactive, rethink fee model. Huge issue. #DITownHall
  16. Will it be PFM? Online account opening? Alerts? Mobile? The wish list is long. The challenge is prioritizing. #DITownHall
  17. Banks have a long to-do list, but limited time and budget. Top challenge is prioritizing and pulling it off. #DITownHall
  18. There are 2 ways to look at trust in meltdown. Trust in the system has been shaken, but trust remains strong for bank security. #DITownHall
  19. Re: Trust. Our surveys show consumers trust banks by a 2:1 margin over PFM websites. Big advantage for banks. #DITownHall
  20. USAA's remote deposit now accounts for 1/4th of monthly deposits. Smart approach for non-branch bank like USAA. #DITownHall