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BremerBank

  1. Government announcing changes to Making Home Affordable prgm - speeding # of loan modifications. Bremer works closely 2 help homeowners now
  2. Taping interviews for CEO retirement video. Hearing what makes Bremer leader different is approachability - everyone can talk to the 'boss!'
  3. Much to be thankful for - Bremer remains stable, profitable & well capitalized. Bank closed on turkey day. Best wishes for a happy holiday!
  4. At meeting today I learned that Bremer's Fraud Risk assessment revealed our current debit/POS losses are low compared to the industry.
  5. Bremer completed fraud risk assessment. Now closing gaps, increasing staff awareness training & installing better fraud tracking technology.
  6. Just cut Bremer check 4 Tksgiving Meals on Wheels - single largest, 1-day home meal delivery in US - 15,000 people get turkey & all fixin's.
  7. Thinking about pet insurance. Vet costs high, is pet insurance good investment? Bremer Insurance covers crops, cars & cabins - why not cats?
  8. Back from site visits. Hospitality biz understands tru value of service. Bremer's success built on recognition - annual trip salutes staff.
  9. Uncle Sam owns 288 billion of gold! Both gold and Dow continue to soar... Time to talk investment strategy with Bremer Investments Rep?
  10. Veteran's Day & Bremer was open & serving clients. Thanks to vets who have served. Future holidays? Bremer closed Thanksgiving & X-mas.
  11. Small biz tip: chk FDIC insurance limits; review business plan; keep banker in loop; conserve cash; keep suppliers informed of biz status.
  12. The interest rate on 30-year, fixed-rate mortgages dropped to 4.98% last week. A year ago, rates for 30-year mortgages averaged 6.20%.
  13. Got new puppy! Need to be prepared for serious financial output - food (lots!) vet, groomer, toys, boarding, dog park license....Woof!
  14. Home sales rose 6.1% in Sept & 6.4% in Aug. Pending Home Sales Index has risen for 8 straight months, now at highest level since Dec '06.
  15. $8,000 first-time homebuyer tax cred extended thru April 30. $6,500 credit added for homebuyers in homes for 5 yrs. Income cap raised too.
  16. Bremer raised $439,273 during '09 Twin Cities United Way Campaign! This is a 14% increase over last year’s donations. Generous employees!
  17. Exec mtg today, heard interesting fact. Last yr 82% of bank clients didn't incur any overdraft fees. Clients managing funds - avoiding fees.
  18. Don’t get spooked by a fraudster this Halloween! Be diligent about monitoring your statements. Use online banking. Shred important documents
  19. Bremer reported net income of $15.6 million for 3rd qtr. Company remains stable, profitable & well-capitalized. Staff talented like Yankees!
  20. Waiting for our quarterly Board meeting to end with Bd. approval of our earnings release - can then send out to media this afternoon.