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davidwlangley

  1. @lillia87339 Ch 7 is simpler and quicker but 13 allows you to reinstate a mortgage or strip off a second mortgage. More at www.flalawyer.com
  2. @ncesnow Ch 7 is a liquidation and takes about 4 months. Ch 13 is a plan bankruptcy and requires some form of payment over 3 to 5 years.
  3. @breanne35850 A bankruptcy discharge stays on your credit for 10 years but most people can rebuild their credit score in about two years.
  4. David W. Langley practices bankruptcy and business law in Plantation, Florida. Tweet us your questions on legal issues you are facing.